Thanks to my NC and federal tax returns, I am now current on all credit cards and ready to "snowflake" my way to a starter emergency fund (with the help of my IN tax return and the economic stimulus check, yes). In the process, I paid off what remained of my ...

So, as I've made clear in the past, I've decided to take on my debt full-tilt using ideas from Dave Ramsey's books and various financial blogs I read. My budgeting earlier this year was skewed by irregular income for a couple of months, courtesy of leaving teaching, having unemployed time, then ...