• On Life and Love

    Better Budget Challenge #1

    From “Better Budget Challenge #1 — Our budgeting experiences“: How have you used a budget in the past? I’ve tried budgeting with Excel spreadsheet templates when I was in college. Essentially, I would put in the amounts I felt I should spend per month so that my expenses would equal my income. It was a simple system. How did you put your budget to work? I don’t think I put it to work at all. It mostly existed for me to be more conscious my spending, even if it didn’t change my spending habits. I would tweak the category amounts in the budget as I spent money on what I…

  • On Life and Love

    Diversion of interests

    With the restful break from school, my mind found the energy to think of things unrelated to high school. Namely, finances and fitness, my two F’s on the report card of ’07. Wait, did I just say “things unrelated to high school”? Nevermind. Finances I wracked up a lot of credit card debt in the summer of ’07. Now, it’s nowhere near the $37, 000 that some had when they decided to turn things around, but it’s enough I’m like, “Really? No.” I don’t want to be my father, hiding from phone calls and cycling through credit cards. I still also owe around $25,000 on my student loans, and some…