Continuing with last week’s post dishing up the skinny on my budgeting past, I wanted to write just a bit this week about the budgeting tool I’m using now, per Better Budget Challenge # 2: Choose your budgeting tool. I mentioned back at the beginning of the month that I was using PearBudget. That wasn’t a good fit for me. A week of that showed that. I couldn’t easily see my spending the way I wanted to. So I downloaded the old spreadsheet form of PearBudget and have been using it. I like it. As I put in my spending, I can see through simple columns and rows how much…

I just found out that Progressive has been charging me extra each month because they think I’m an “inexperienced” driver. That I haven’t had a license for at least three years. Never mind that I’ve had this policy for this car for three damn years. And never mind that I had my first policy with them for my first car during my freshman year of college. Silly. They told me they couldn’t access the details of those old policies (the Indiana one and the one for the first car), and they assumed I had a permit for those. I was told to get driving records from the DMVs in question…