• On Life and Love

    Weekly Linkage: Politics, Money, and Some Music

    The original posting of this was horribly borked. I may be switching link-posting plugins. Warm and Fuzzy Budgeting – "You have things that matter to you. Hopes, and goals, and dreams. This is going to sound cheesy, but I think it’s true: Your budget is simply your hopes, and goals, and dreams … on paper." Maybe those tax incentives for creating new jobs should be for hiring a currently unemployed person | Prometheus 6 – What? How are you only going to hire people who already have jobs? "Members of Congress had urged the commission to explore the issue, after reading press reports of numerous instances in which employers and…

  • On Life and Love

    Financial Advisor: Not This One

    My first financial advisor discussions have ended with a quiet crash and burn. The Bogleheads’ Guide to Retirement Planning warned me about commission-based folks. I listened to them and then called him on some junk. We met yesterday to catch up on some of the things we talked about the first time, such as pre-tax vs. post-tax investments, “real wealth” vs. “paper wealth”, etc. Showstopper: he was trying to sell me insurance. Lousy insurance at that. His ideas of safe, “real wealth”, tax-protected investments were whole life and variable universal life insurance. Which he’d get a commision on for selling me.

  • On Life and Love

    Weekly Linkage: The Personal Finance Edition

    The notables in this week’s internet cruising were mostly in personal finance. Surprise, surprise. I picked up a couple of books from the library yesterday: Generation Earn by Kimberly Palmer. I’m neck deep in this one already, and really liking her approach. Less conservative than Dave Ramsey, less passionate as well, but it’s not geared at those struggling and drowning, it’s geared at those of us able to look a little longer term. The Bogleheads’ Guide to Retirement Planning (by a ton of folks). I’ve read a fair amount of their stuff on their wiki, but want to get a feel for their approach in a more sequential fashion. The…

  • On Life and Love

    Weekend linkage

    Just a few, since I’m so far behind on my reading (down to 425 unread items!) and I just posted a set on Friday. Enjoy. How to Help Your Kids Build $25,000 Stock Portfolios – This is a tempting idea even with regards to something like weddings. "Help us retire together without having to eat pork-n-beans." …Naw, that doesn't work as well as with kids. 18 Five-Minute Decluttering Tips to Start Conquering Your Mess | zen habits – Since I haven't dedicated a full weekend to clearing out junk in a while, stumbling across this article was quite nice. Baby steps. Designing Microsites: Factors To Consider – Again, this is…

  • On Life and Love

    The spook who counted her money

    I finished The Spook Who Sat By the Door yesterday morning. Sam Greenlee has one hell of a knack for sharp writing, and regardless of my not being a proponent for militantism, the book struck a chord with me. Greenlee got at the heart of the loneliness of being black in a nation and profession that both expects you to act white “enough” (but only so much) and simultaneously disdains you for doing so (as you disdain yourself). It was and is a fine line to walk. There are going to be spoilers here, but nothing that actually ruins the novelty of the book, I hope.